What is CIS and who does it apply to?

CIS (Construction Industry Scheme) is a UK tax scheme for the construction industry. If you are a subcontractor, contractors deduct tax (usually 20%) from your payments and send it to HMRC on your behalf. You then claim these deductions through Self Assessment.

Built for CIS subcontractors including rental income on the side

Q: Can Kletta handle CIS deductions correctly?

Yes. Kletta treats CIS as a core use case. You can record gross labour, materials, CIS deducted and net paid. Kletta tracks CIS suffered and shows how deductions affect your tax position.

Q: Can I upload and store CIS statements in Kletta?

Yes. You can upload and store CIS contractor statements in Kletta so everything is organised in one place.

Q: I do both CIS work and private jobs — is that supported?

Yes. Kletta supports mixed income including CIS income from contractors, invoices for private customers, card payments (e.g. SumUp, Stripe), bank transfers and cash income.

Q: Can I manage rental property income alongside my CIS work?

Yes. With Kletta Duo and Care you can track CIS business income and expenses and UK property rental income and expenses, keep records separated and view a combined tax overview.

Q: Do I need to connect my bank account?

No. Bank connection is optional for Solo and Duo. You can use open banking for automatic imports or record income and expenses manually. A separate business bank account is required for Kletta Care for clear reconciliation.

Q: Is Kletta ready for Making Tax Digital (MTD ITSA)?

Yes. Kletta supports digital records, quarterly updates and clear separation of income sources, helping keep CIS business and property income MTD ITSA-ready.

Q: What’s the difference between Kletta Solo, Duo and Care?

Solo is software for doing your CIS bookkeeping yourself. Duo adds guided onboarding and UK-based expert support plus rental income support. Care adds bookkeeper-led reconciliation and ongoing review for both CIS and rental records.

Q: Is Kletta suitable if I’m VAT registered?

Yes. Kletta supports VAT-registered subcontractors. Kletta Care pricing varies depending on VAT registration.

Q: Why choose Kletta instead of a traditional accountant?

Kletta combines CIS-aware software with optional real human bookkeeping support, clear pricing and an upgrade path. It reduces admin and keeps your records compliant without spreadsheets.

CIS subcontractors face more complexity than most sole traders: contractor statements, labour vs materials, CIS deductions, mixed private jobs and increasing MTD obligations. On top of that, many builders also earn property rental income — which usually means juggling multiple tools or spreadsheets.

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CIS handled correctly — from the start

Most accounting tools treat CIS as an add-on. Kletta treats it as a core use case. No spreadsheets. No manual re-grossing. No guesswork.

Record CIS income with gross labour, materials, CIS deducted and net paid

Upload and store CIS contractor statements

Automatically track CIS tax already deducted (CIS suffered)

See how CIS deductions affect your real tax position

One place for CIS work and rental properties

Many builders own one or two rental properties alongside their construction business. With Kletta (Duo & Care plans), you can:

Track sole trader business income and expenses

Track UK property rental income and expenses

Keep business and property records clearly separated

Get a combined, accurate tax overview

MTD ITSA-ready digital records (business income)
Open banking connection (optional)
Manual or automated bank reconciliation
CIS-aware invoicing (labour & materials handled correctly)
Record CIS and non-CIS business income
CIS statement upload and storage
Receipt capture (business income & expenses)
Mileage tracking
Real-time tax overview (business income)

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Guided onboarding with a UK-based bookkeeper
Support for property rental income and expenses
Clear separation of business and property records
In-app chat support from a real human
Quarterly MTD health check meetings
Self Assessment preparation and review
Ongoing guidance on CIS deductions and tax position

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Open banking connection
Automatic transaction import
Bookkeeper performs bank reconciliation for you
Bookkeeper reviews and reconciles
CIS deductions tracked and checked
Ongoing bookkeeper review of business and property records

Book a meeting >>

Works for mixed CIS, private work and rental income

Builders rarely earn income from just one source.

Kletta supports:

CIS income from contractors

Normal invoices for private customers

Card payments (e.g. SumUp, Stripe)

Bank transfers and cash income

Rental income and property-related expenses

Download Kletta from the app store

Making Tax Digital for Income Tax means

Ready for MTD ITSA

Digital records

Quarterly updates

Clearer separation of income sources

Learn more about MTD »

FAQ CIS Subcontractors

Can Kletta handle CIS deductions correctly?

Yes. Kletta treats CIS as a core use case, not an add-on.
You can record:

gross labour
materials
CIS deducted
net paid

Kletta automatically tracks CIS suffered and shows how deductions affect your real tax position.

Can I upload and store CIS statements in Kletta?

Yes. You can upload and securely store CIS contractor statements directly in Kletta, so everything is in one place if HMRC ever asks for evidence.

I do both CIS work and private jobs — is that supported?

Yes. Kletta supports mixed income, including:

CIS income from contractors
invoices for private customers
card payments (e.g. SumUp, Stripe)
bank transfers and cash income

Each income type is handled correctly to keep your records accurate and compliant.

Can I manage rental property income alongside my CIS work?

Yes. With Kletta Duo and Care, you can:

track CIS business income and expenses
track UK property rental income and expenses
keep business and property records clearly separated
see a combined, accurate tax overview

No need for separate software or spreadsheets.

Do I need to connect my bank account?

No. Connecting your bank account is optional for Solo and Duo.
You can:

use open banking for automatic transaction import
or
manually record income and expenses

Either way, your records remain MTD ITSA-ready.

Is Kletta ready for Making Tax Digital (MTD ITSA)?

Yes. Kletta is built to support Making Tax Digital for Income Tax Self Assessment requirements, including:

digital records
quarterly updates
clear separation of income sources

This makes MTD reporting and year-end tax far less stressful.

What’s the difference between Kletta Solo, Duo and Care?

Solo – You manage your CIS bookkeeping yourself using powerful, CIS-aware software.
Duo – You manage your books, with guidance and support from a UK-based bookkeeper.
Care – Your CIS and rental bookkeeping is handled for you end-to-end.

You can upgrade anytime as your needs change.

Is Kletta suitable if I’m VAT registered?

Yes. Kletta Care pricing is available for both:

non-VAT registered subcontractors
VAT registered subcontractors

Pricing adjusts based on your VAT status.

Why choose Kletta instead of a traditional accountant?

Most accountants charge high monthly fees and still expect you to do a lot of admin.
Kletta combines:

modern, CIS-aware software
optional real human bookkeeping support
clear pricing and upgrade paths

So you stay compliant without overpaying or overcomplicating things.

Start your free trial

Download Kletta from the app store