Bookkeeping for sole traders

Automated bookkeeping

Send invoices and snap receipts, and Kletta books them for you. VAT returns go to the Tax Administration on time, and your tax return waits ready for your approval.

  • Over 8,000 users
  • No bookkeeping skills needed
  • From €29 / month + VAT
A smiling entrepreneur looking at their phone
  1. Receipt booked
  2. Invoice paid
  3. VAT return 7–9/26

How it works

You do the work, Kletta does the entries

Kletta builds your books from what you do anyway: invoices, receipts and bank transactions. There is no separate bookkeeping to do, and nothing piles up at the end of the month.

  • You: send invoices, snap receipts and log your trips
  • Kletta: books them and sends your VAT returns to the Tax Administration
  • Your tax return is pre-filled in MyTax (OmaVero), you just approve
Explore the features
Bank transactions in Kletta

What you get when Kletta keeps the books

  • Taxes done on time

    VAT returns go to the Tax Administration for you, and your tax return is ready when its time comes.

  • The same price every month

    Reports and returns are included in the monthly price. There are no extra bills.

  • No bookkeeping skills needed

    The app tells you what to do. You can leave the debits and credits to us.

  • Your evenings are yours

    A receipt is saved in seconds and an invoice goes out in a minute. The month-end paperwork is gone.

Expert onboarding

Switch to Kletta, we’ll help you start

You can switch in the middle of the year too. Our expert goes through what is needed with you, and with Care we bring in this year’s figures for you.

Hanne Laitinen, accounting specialist
Hanne Laitinen, accounting specialist
Book a free demo
  1. 1.

    Book a free demo

    We look at your business and the plan that suits you. You also see how bookkeeping works in Kletta.

  2. 2.

    Agree on the switch

    We go through what details from your current bookkeeping are needed. You get clear instructions for the switch.

  3. 3.

    Kletta in your daily routine

    Snap a receipt right after you buy and send an invoice when the work is done. Your books stay up to date on their own.

Frequently asked questions about bookkeeping

What is the difference between single-entry and double-entry bookkeeping?

Single-entry bookkeeping is cash-based: income and expenses are recorded when the money actually moves. It is enough for most sole traders. Double-entry bookkeeping is more comprehensive: every business transaction is entered in two accounts (debit and credit).

When does a sole trader have to move to double-entry bookkeeping?

When at least two of these limits are exceeded in two consecutive financial periods: a balance sheet total over €100,000, turnover over €200,000 or an average of more than 3 employees.

How long do I have to keep bookkeeping vouchers?

Vouchers such as invoices, receipts and bank statements must be kept for at least 6 years from the end of the financial period. Financial statements and other bookkeeping records may have to be kept for up to 10 years.

Is bookkeeping mandatory for a sole trader?

Yes. The Finnish Accounting Act requires everyone who carries on business to keep books, sole traders included.

Can I do my bookkeeping without software?

Yes, for example in Excel. Bookkeeping software like Kletta still makes the work much easier: invoicing, VAT calculation, tax returns and real-time tracking cut mistakes and save time.

Can I deduct the costs of a work space?

Yes. A sole trader can deduct the costs of a work space, such as rent and electricity, if the space is used mainly for business. You can find more in the Tax Administration’s guidance.

When does a sole trader have to prepare financial statements?

Usually you don’t have to. Financial statements are mandatory only if the financial period differs from the calendar year, or if two of the limits are exceeded in two consecutive financial periods (for example a balance sheet of €350,000, turnover of €700,000 or more than 10 employees).

Bookkeeping software for sole traders

Bookkeeping without the fuss

Kletta brings your invoices, receipts and bank transactions into one app and turns them into your books automatically.

  • All your bookkeeping in one app
  • Result and VAT shown in real time
  • A fixed monthly price with no surprises
Compare the plans
Kletta app home screen: business result, income, expenses and VAT, with shortcuts

Download Kletta and try it free for 14 days

The trial does not turn into a paid plan on its own. You order a plan only when you want to carry on.

  • App Store

    4.3 / 5

  • Google Play

    4.3 / 5

Would you like to see Kletta first? Book a free demo

Already have an account? Log in to the web app

Kletta app home screen: business result, income, expenses and VAT, with shortcuts